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Due date to Deposit Pre-2005 Currency Notes extended to June 30, 2015
Due date to Deposit Pre-2005 Currency Notes extended to June 30, 2015 Deposit Pre-2005 Currency Notes in Your Bank Accounts before June 30, 2015: RBI Urges Public Soliciting cooperation from the public in withdrawing these notes from circulation, the Reserve Bank of India has urged them to deposit the old design notes in their bank accounts or exchange them at a bank branch convenient to them. The Reserve Bank of India has stated that the public can do so till June 30...
Sukanya Samriddhi Account New Saving Scheme for Girl Child
Sukanya Samriddhi Account New Saving Scheme for Girl Child The following are the features of recently announced Sukanya Samriddhi Account New Saving Scheme for Girl Child by Ministry of Finance 1.    The account can be opened by Natural or legal guardian of girl child. 2.    The age of the girl at the time of opening of account should not be more than 10 year.One year relaxation available this year. 3.    Minimum deposit amount is 1000 and maximum a...
Customs Rules - How to carry jewellery abroad & bring them back to India
Customs Rules - How to carry jewellery abroad & bring them back to India   OFFICE OF THE COMMISSIONER OF CUSTOMS (AIRPORT) T-3, IGI AIRPORT NEW DELI-110037 PUBLIC NOTICE NO 01/2015/Dated: January 6, 2015 Circular No.02/2002, dated 08.01.2002 provides for the facility to obtain export certificate for jewellery carrying by passengers while travelling to a foreign destination to facilitate its duty free re-import on return to India. At present this facility is being provided at Customs...
NRI Guide 2014-2015 Ver 4.00
    NRI Guide 2014  (Ver 4.00) (A Comprehensive Guide for Indians residing outside India) PREFACE This Free NRI guide has been compiled with the help of information available on official website of various government departments like Reserve Bank of India, Income Tax Department, various State Governments, Department of Oversea Affairs, Ministry of Home Affairs, SEBI, and other reliable website  sources. I have taken adequate care to provide current and authentic information. This ...
Levy of penal charges on non-maintenance of minimum balances in savings bank accounts - RBI Circular
Levy of penal charges on non-maintenance of minimum balances in savings bank accounts -  RBI Circular   1. Please refer to our circular DBOD.Dir.BC.53/13.10.00/2002-03 dated December 26, 2002 on ‘Minimum Balance in Savings Bank Accounts’ advising banks to inform customers, in a transparent manner, regarding the requirement of minimum balance in savings bank account and levy of penal charges for non-maintenance of the same at the time of opening the account. 2. In this connection, a r...
Service tax on remittances to India
Service tax on remittances to India Vide Circular 180/06/2014 – ST, dated 14th Oct’14, following issues have been clarified by CBEC: 1) No service tax is payable on foreign currency remitted to India from overseas. 2) Services provided by agent or the representation service provided by an Indian entity/ bank to a foreign money transfer service operator (MTSO) in relation to money transfer falls in the category of intermediary service, therefore the same shall be subject to service tax. 3) Sub-agents a...
Kisan Vikas Patra (KVP)
Kisan Vikas Patra (KVP) In Union Budget 2014 presentation speech the Finance informed the re-introduction of KVP.  KVP certificates could be purchased from post offices, State Bank of India and its associate banks, Nationalized banks etc  in cash, cheuqe, draft in denominations of Rs 1,000, Rs 5,000, Rs 10,000 and Rs 50,000. It could be transferred from one person to another or one bank to another bank or one post office another easily.  These certificates can be purchased singly, jointly or in the nam...
Expand your Initials in Passport - Ministry of External Affairs
Expand your Initials in Passport - Ministry of External Affairs   The Ministry of External Affairs (MEA) advised Indian expatriates in the Gulf and those intending to go there on work should expand their initials in their passports Please read the following articles to understand the possible complications of appearing wrong name or name without expanded initials in the Passports    In India, we are used to have names with initials, instead of using Full Name. When applying for passport, most of th...
Pradhan Mantri Jan Dhan Yojana (PMJDY)
Pradhan Mantri Jan Dhan Yojana (PMJDY) Phase I (15th August ,2014-14th August,2015)- ·          Universal access to banking facilities ·         Providing Basic Banking Accounts with overdraft facility of Rs.5000 after six months and RuPay Debit card with inbuilt accident insurance cover of Rs. 1 lakh and RuPay Kisan Card ·         Financial Lit...
Handwritten Passports will create problems after 25th November, 2015
Handwritten Passports will create problems after 25th November, 2015 Several Asian and other countries have advised their nationals around the world to replace their handwritten passports with Machine Readable Passports (MRP) by Nov. 24, 2015. The International Civil Aviation Organization (ICAO) has set this global deadline for all countries to have MRPs. Failure to comply could see foreign governments deny visas or entry to persons traveling with handwritten passports, according to a press release issued recently b...

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