Pravasi Pension Scheme for Non-Resident Keralites


Pravasi Pension Scheme for Non-Resident Keralites  

There are a large number of people who are living outside India.  Among them a good percentage belongs to lower or middle income group. This large group of middle-lower income group faces many fundamental problems during their life in the Gulf and when they return to their homeland. The saving habits and rehabilitation facilities available to them are also not very promising. Similarly a good percentage of keralites are living outside kerala and within India for their being. These Non-Resident Keralites (NRKs) are also facing similar circumstances as the NRIs.

      Realizing such circumstances, Kerala State came forward with an unique initiative, first of its kind in the country, to setup a welfare fund to provide welfare schemes to NRIs and NRKs. Kerala Non-Resident Keralites Welfare Board came in to existence as per government Kerala Non-Resident Keralites Wlefare Fund Act -2008.  As now all most one lakh  NRIs and NRKs in together are members of the welfare fund. Current NRIs and NRKs , NRIs returned to India if having at least two years of NRI status can avail membership in this welfare fund. The Board organized many welfare schemes such as pension schemes, family pension schemes, medical aid, death assistance etc.

The Act envisages the formation of the Welfare Fund through contribution from the registered members @ of Rs. 300/- per month as contribution from each Non Resident Keralite (abroad). Every Non Resident Keralite (abroad) member when returned and settled down permanently in the State has to pay Rs. 100 only. Non Resident Keralites (India) member has to pay Rs. 100 as contribution per month.  Every deemed member shall contribute Rs. 50 per month.



Every Non-Resident Keralite of 18-55 age is entitled to register his name as a member of the Fund. A Non-Resident Keralite (India) above 18 years of age who has left Kerala for employment or otherwise and resides for more than 6 months in a place in India outside Kerala and continues there can register his name as member. A Non Resident Keralite (abroad) can register his name immediately on obtaining the emigration clearance and before leaving the State. Non Resident Keralites who left Kerala prior to the commencement of the Act and the Welfare Scheme implemented under it can register their names to the Fund within a period prescribed by the scheme.

The registration fee is Rs. 200

A Non-Resident Keralite (India) who has returned to Kerala leaving his employment or residence outside Kerala and resides permanently within Kerala can continue as deemed member to the Fund on continuous payment of contribution to the Fund until the attainment of 60 years of age.


Benefits to Member

·         Pension to members and deemed members who had completed 60 years of age and had remitted contribution for not less than five years

·         Family pension on the death of a member or a deemed member who had remitted contribution for not less than five years.   

·         Financial assistance on the death of a member due to illness or accident.

·         Financial assistance for medical treatment of the members affected with serious illnesses

·         Financial assistance for marriage of women members and daughters of the members and for maternity benefit to women members.

·         Financial assistance or loans or advances to members for the construction of dwelling houses or for the purchase of land and building or for the purchase of land or for the maintenance of house.

·         Financial assistance for education including higher education to the children of members.

·         Self employment assistance to reputed persons

·         Financial assistance to members incapacitated to attend work due to permanent physical disability

·         Financial assistance investment in any company or firm or co-operative society or institution constituted under  the Act

Please  use this opportunity to register and avail the benefits

Click to download application forms for registration

Application from for non-resident Keralites (Abraod)  From 1A

Application for Non-resident Keralites (Returned)  Form 1B

Application for Non-resident Keralites (India) Form 2A


Note: The rules, Terms and conditions related to Pravasi Pension Scheme is subject to change 

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Posted On : 02-09-2014
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